Terms & Conditions.

Cozy Writing is a DBA (Doing Business As) of Finseth Lifestyle & Creative LLC, a registered business in the United States. Throughout this agreement, "Cozy Writing Co.," “Cozy Writing,” "we," "our," and "us" refer to Finseth Lifestyle & Creative LLC operating as Cozy Writing.

Acceptance of Terms

By accessing or using this website (the "Website"), you agree to comply with and be bound by these Terms and Conditions. If that sounds too serious—don’t worry, we’re all about fun here, but the lawyers made us say this. By continuing to use the Website after updates are made to these Terms and Conditions, you agree to be bound by the revised terms.

Refund Policy

All sales are final, since digital products are delivered instantly (like magic, but with better WiFi). If you experience any technical issues or need assistance, send an email to hello@cozywriting.com, and we’ll get it sorted ASAP.

Dispute Resolution

Before taking any legal action, we both agree to attempt to solve things like civilized humans—or at least via email. If that doesn’t work, disputes shall be resolved through binding arbitration in accordance with Idaho law (which sounds super official, but basically means no lawsuits, just a neutral third party).

User Content

If you submit content to the Website (reviews, comments, love letters, etc.), you grant us a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate, and distribute it in any existing or future media. In short: If you tell us how much you love our templates, we might quote you on it.

Intellectual Property

👑 What’s Ours Is Ours
All content on this Website—including text, graphics, logos, images, videos, digital downloads, and guides—is owned by Cozy Writing Co. and is protected by copyright laws.

🚫 What’s Yours Is Yours (But No Sharing, Please!)
By purchasing or using our materials, you are granted a personal, non-transferable, and non-exclusive license for individual use only. Sharing, reproducing, or distributing these materials without written consent is strictly prohibited—because that’s just not cool.

Affiliate Links

Sometimes, we recommend groovy tools and resources we genuinely love. Some of these may be affiliate links, meaning we may earn a commission at no extra cost to you. Don’t worry—our opinions are always our own (and we’d never recommend anything we wouldn’t use ourselves).

Limitation of Liability

We are not liable for any direct, indirect, incidental, special, or consequential damages resulting from the use (or inability to use) this Website or our products. Basically: If you spill coffee on your laptop while filling out our templates, we’re not responsible for the caffeine-fueled panic that follows.

Warranties & Disclaimers

We do our best to provide accurate, helpful, and fun content, but we make no guarantees regarding the performance or effectiveness of our products. The information on this site is for educational and informational purposes only—not legal, financial, or life advice (though we do recommend you write your book, start that journal, and embrace your creativity).

Privacy Policy.

Information We Collect

When you purchase from us, sign up for emails, or browse our Website, we may collect:
✔️ Your name & email address (if voluntarily provided).
✔️ Basic analytics data (so we can see which pages people visit, not what snacks they’re eating while doing it).
✔️ Transaction details (through Payhip/Stripe/PayPal, but we don’t store credit card info).

How We Use Your Information

We use your info to:
✔️ Deliver products & services (because digital downloads don’t send themselves).
✔️ Send occasional emails (news, updates, and the occasional retro-inspired pep talk).
✔️ Analyze Website performance (so we know what people love most).

Cookies & Tracking (Not the Baked Kind) 🍪

We use cookies and tracking tools (like Google Analytics) to understand how visitors interact with the site. This helps us make things better for you—but if you don’t want to be tracked, you can adjust your browser settings to reject cookies (just don’t blame us if your experience isn’t as smooth).

Third-Party Disclosure

We only share your data with trusted third-party tools (like Payhip, Stripe, and email providers) to process orders and manage communication. We do not sell, trade, or otherwise transfer your information to random companies, and that’s a promise.

Security & Your Rights

We take reasonable security measures to protect your personal information. Under applicable laws (like GDPR and CCPA), you may:
✔️ Request access to, updates, or deletion of your data.
✔️ Opt out of certain data processing activities.

To exercise these rights, email us at hello@cozywriting.com (we’ll respond as soon as we’ve finished our coffee ☕).

Changes to These Policies

We reserve the right to update these policies whenever necessary. If you keep using the site after updates, you’re agreeing to the new terms.

Contact Information

Cozy Writing Co.
9169 W. State St., Suite 2353
Boise, ID 83714
📩 Email: hello@cozywriting.com